Home loan interest rates

If you’ve come to this page to find out the current competitive home loan interest rates that we can source for you, well done. You’ve made the very first important proactive step.

Not sure how much you can borrow for a home loan? Let our borrowing capacity calculator help you. Simply enter some information about your financial situation and the loan details to get an idea of how much you could borrow. For the ‘interest rate’ field put the lender’s average ‘assessment rate’ which currently is about 7.25%, because this is the interest rate they use when determining your borrowing capacity.

It’s never too early to speak to an expert

Go beyond a simple calculator and get a personalised borrowing assessment from a qualified Finance Broker. Request your appointment with a qualified Finance Broker by completing the ‘Quick enquiry’ form to your right.

A Finance Broker will provide you with an expert home loan assessment

You’ll fully understand how much you can afford to borrow and repay without putting yourself at risk.
You’ll get expert advice to help you find the right home loan deal.
You’ll understand the different features, options, fees and charges of each loan.
You’ll receive a personalised loan recommendation.
You’re learn about what’s currently s on offer with home loan interest rates suitable for you

So what’s next?

View more calculators

Contact us for our FREE ‘E-Books’

Refinancing E-BOOK
Next Time Buyer’s E-BOOK
Investor’s E-BOOK
First Home Buyer’s E-BOOK
Construction Loans E-BOOK

What our clients say

We could not have done it without him!

Matt and Blue Key Finance helped us throughout our first home purchase, from meeting with us to explain all the in and outs of applying for our first home loan, answering all our questions time and again over the phone and email (always with a quick and informed response), to securing the finance required when we found our home to purchase. Matt made it simple for us, and quite frankly, we could not have done it without him! Will definitely be in touch again for any future finance requirements. Thank You Matt and Blue Key Finance!

Blair Huggins

10 Reasons To Choose Blue Key Finance

We follow a UNIQUE PROCESS to find you a true low-cost home loan (once all interest, fees and charges are factored in), not just the home loan with the lowest interest rate.

We don’t merely find you a loan, then move on – we provide you with critical loan structuring, budgeting and financial support, guaranteed to save you thousands in interest payments AND slash years off your loan – all without compromising your lifestyle.

We leverage our insider knowledge, product knowledge and negotiation skills to get you a better deal from lenders (saving you even more).

We DON’T recommend or suggest you follow aggressive loan reduction strategies that can go horribly wrong if they are not followed. Instead, we give you a simple system for reducing your loan much faster and without added risk.

Our operations and processes are set up to make it as easy as possible to deal with us, even if you’re in another country or time zone because we always strive to make the process easier for you.

We proactively review your loan and your current situation every year and let you know if a lower-cost loan is available and worth considering.

At our initial face-to-face interview we provide you with a ‘Welcome Pack’ that is full of relevant information, booklets and brochures to suit your specific circumstances.

We help you get organised with our “DIY Property Inspection Checklist” and our “Moving House Checklist”.

Our comprehensive budget planning service will help you understand what you can afford now and also in the future.

Our extensive knowledge on investing in property will help you understand your pre-tax and after-tax monthly cost in purchasing your next investment property.