Need a hand finding something?
All pages on our site
Pages
- (landing page) Construction loans e-book
- (landing page) First home buyers e-book
- (landing page) Investors e-book
- (landing page) Owner occupiers e-book
- (landing page) Refinancing e-book
- (landing page) Self managed super fund e-book
- About us: Blue Key Finance
- Blog
- Consolidating multiple debts
- Contact us or submit your enquiry
- Frequently asked questions
- Getting a bridging loan
- Glossary
- Home
- Home loan calculators
- Borrowing capacity calculator
- Budget planner spreadsheet
- Credit card calculator
- Extra repayment calculator
- Fortnightly repayment calculator
- Home loan offset calculator
- How long to repay calculator
- Income tax calculator
- Leasing calculator
- Loan repayment calculator
- Lump sum repayment calculator
- Mortgage Switching Calculator
- Property selling cost calculator
- Savings calculator
- Savings Goal Calculator – How Long To Save
- Savings Goal Calculator – How Much To Deposit
- Stamp duty calculator
- Home loan interest rates
- Internal dispute resolution scheme
- Most suitable home loan for you – How to find
- Privacy policy
- Services
- What’s the right home loan?
Recent blog articles
Redraw accessibility is at the discretion of your bank
/0 Comments/in Blog, Home Loans /by Matt Carra Viewed 157 timesBorrower with a redraw facility should be aware what their bank can do. Recently, Commonwealth Bank of Australia announced changes to its redraw facilities in that it has the ability to take money out of your redraw facility if you are behind with your repayments. Put simply, if you choose to reduce your repayments because […]
About the author

Matt Carra
Matt Carra is the Owner of Blue Key Finance, a Finance Broker since 2004, an SMSF Lending Specialist, a Property Investment Educator, and a Mentor to new Finance Brokers entering the finance industry. Matt is passionate about providing valuable guidance and honest advice, educating Australians on how to buy their first homes and invest successfully while protecting them with knowledge. Matt has strong long-term relationships with his panel of lenders and extensive knowledge on their credit policies, and utilises that skillset to give you peace of mind by recommending you to the right lender the first time, to negotiate a better deal, and to fight for your cause – that’s Matt’s commitment to you. Contact Matt today to start the conversation on 03 9700 7033 or email matt.carra@bluekeyfinance.com.au
Top 5 tax perks for investors
/0 Comments/in Blog, Investing /by Matt Carra Viewed 138 timesIf you want to maximise your returns from property, here are five rules that will help you take advantage of all the tax breaks. Of course, never buy just for the tax perks. Good property selection is first and foremost. Buy new for the big depreciation benefits still available Investors in residential property bought after […]
About the author

Matt Carra
Matt Carra is the Owner of Blue Key Finance, a Finance Broker since 2004, an SMSF Lending Specialist, a Property Investment Educator, and a Mentor to new Finance Brokers entering the finance industry. Matt is passionate about providing valuable guidance and honest advice, educating Australians on how to buy their first homes and invest successfully while protecting them with knowledge. Matt has strong long-term relationships with his panel of lenders and extensive knowledge on their credit policies, and utilises that skillset to give you peace of mind by recommending you to the right lender the first time, to negotiate a better deal, and to fight for your cause – that’s Matt’s commitment to you. Contact Matt today to start the conversation on 03 9700 7033 or email matt.carra@bluekeyfinance.com.au
Truth behind comparison rates
/0 Comments/in Blog, First Home Buyers, Home Loans /by Matt Carra Viewed 126 timesThe widely used number, while noble in its intention is becoming outdated and needs to be refined.The main reasons for this are that comparison rates are calculated using a loan value of $150,000 – significantly less than the average home loan amount – and are always calculated over a 25 year term and not the […]
About the author

Matt Carra
Matt Carra is the Owner of Blue Key Finance, a Finance Broker since 2004, an SMSF Lending Specialist, a Property Investment Educator, and a Mentor to new Finance Brokers entering the finance industry. Matt is passionate about providing valuable guidance and honest advice, educating Australians on how to buy their first homes and invest successfully while protecting them with knowledge. Matt has strong long-term relationships with his panel of lenders and extensive knowledge on their credit policies, and utilises that skillset to give you peace of mind by recommending you to the right lender the first time, to negotiate a better deal, and to fight for your cause – that’s Matt’s commitment to you. Contact Matt today to start the conversation on 03 9700 7033 or email matt.carra@bluekeyfinance.com.au