Need a hand finding something?

All pages on our site

Recent blog articles

Redraw accessibility is at the discretion of your bank

/0 Comments/in , /by Viewed 157 times

Borrower with a redraw facility should be aware what their bank can do. Recently, Commonwealth Bank of Australia announced changes to its redraw facilities in that it has the ability to take money out of your redraw facility if you are behind with your repayments. Put simply, if you choose to reduce your repayments because […]

Read more →

About the author

Matt Carra

Matt Carra

Matt Carra is the Owner of Blue Key Finance, a Finance Broker since 2004, an SMSF Lending Specialist, a Property Investment Educator, and a Mentor to new Finance Brokers entering the finance industry. Matt is passionate about providing valuable guidance and honest advice, educating Australians on how to buy their first homes and invest successfully while protecting them with knowledge. Matt has strong long-term relationships with his panel of lenders and extensive knowledge on their credit policies, and utilises that skillset to give you peace of mind by recommending you to the right lender the first time, to negotiate a better deal, and to fight for your cause – that’s Matt’s commitment to you. Contact Matt today to start the conversation on 03 9700 7033 or email matt.carra@bluekeyfinance.com.au


Top 5 tax perks for investors

/0 Comments/in , /by Viewed 138 times

If you want to maximise your returns from property, here are five rules that will help you take advantage of all the tax breaks. Of course, never buy just for the tax perks. Good property selection is first and foremost. Buy new for the big depreciation benefits still available Investors in residential property bought after […]

Read more →

About the author

Matt Carra

Matt Carra

Matt Carra is the Owner of Blue Key Finance, a Finance Broker since 2004, an SMSF Lending Specialist, a Property Investment Educator, and a Mentor to new Finance Brokers entering the finance industry. Matt is passionate about providing valuable guidance and honest advice, educating Australians on how to buy their first homes and invest successfully while protecting them with knowledge. Matt has strong long-term relationships with his panel of lenders and extensive knowledge on their credit policies, and utilises that skillset to give you peace of mind by recommending you to the right lender the first time, to negotiate a better deal, and to fight for your cause – that’s Matt’s commitment to you. Contact Matt today to start the conversation on 03 9700 7033 or email matt.carra@bluekeyfinance.com.au


Truth behind comparison rates

/0 Comments/in , , /by Viewed 126 times

The widely used number, while noble in its intention is becoming outdated and needs to be refined.The main reasons for this are that comparison rates are calculated using a loan value of $150,000 – significantly less than the average home loan amount – and are always calculated over a 25 year term and not the […]

Read more →

About the author

Matt Carra

Matt Carra

Matt Carra is the Owner of Blue Key Finance, a Finance Broker since 2004, an SMSF Lending Specialist, a Property Investment Educator, and a Mentor to new Finance Brokers entering the finance industry. Matt is passionate about providing valuable guidance and honest advice, educating Australians on how to buy their first homes and invest successfully while protecting them with knowledge. Matt has strong long-term relationships with his panel of lenders and extensive knowledge on their credit policies, and utilises that skillset to give you peace of mind by recommending you to the right lender the first time, to negotiate a better deal, and to fight for your cause – that’s Matt’s commitment to you. Contact Matt today to start the conversation on 03 9700 7033 or email matt.carra@bluekeyfinance.com.au


Quick quote

Phone (03) 9700 7033
               0425 726 538