Who is the borrower for a SMSF loan?

The borrower for a SMSF loan is the SMSF trustee, which can either compromise individual trustees or a corporate trustee.

SMSF loan where your SMSF has individual trustees

SMSF Name The Johns Family Super Fund
Individual Trustees Jay Johns & Jackie Johns
Members of the SMSF Jay Johns & Jackie Johns
Borrower Jay Johns & Jackie Johns as trustee for The Johns Family Super Fund

SMSF loan where your SMSF has a corporate trustee

SMSF Name Smith Family Super Fund
Corporate Trustee Nero Pty Ltd
Directors of the Corporate Trustee Sam Smith & Sandy Smith
Members of the Smith Family Super Fund Sam Smith & Sandy Smith
Borrower Nero Pty Ltd as trustee for Smith Family Super Fund

About the author

Matt Carra

Matt Carra

Matt Carra is the Owner of Blue Key Finance, a Finance Broker since 2004, an SMSF Lending Specialist, a Property Investment Educator, and a Mentor to new Finance Brokers entering the finance industry. Matt is passionate about providing valuable guidance and honest advice, educating Australians on how to buy their first homes and invest successfully while protecting them with knowledge. Matt has strong long-term relationships with his panel of lenders and extensive knowledge on their credit policies, and utilises that skillset to give you peace of mind by recommending you to the right lender the first time, to negotiate a better deal, and to fight for your cause – that’s Matt’s commitment to you. Contact Matt today to start the conversation on 03 9700 7033 or email matt.carra@bluekeyfinance.com.au